By: Admin / Textr Online

Should You Be Investing In Stocks Or Real Estate?

Many investors traditionally turn to the stock market to put their money to work. While stocks are a popular investment option, not many people know that buying real estate is also a good investment idea. Whether it's saving money for retirement, college fees, or earning residual income, real estate and stocks are always the best places to invest for higher profits.
 
Comparing real-estate and stock investment is an excellent place to start. Understanding their differences, especially those related to profit margins, is crucial before putting your money to work. Here are a few things every investor should know before choosing between real estate investment or stocks.  

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By: Admin / Textr Online

Should You Have A Prenup?

Before getting married, you need to secure finances so that they get divided fairly in case of a divorce. Prenups have become increasingly popular in recent years, and you might be wondering, “Should you have a prenup?” According to financial expert Suze Orman, every couple needs to draw up and signa prenup agreement.

“If you can’t talk money with the person you are going to marry, you are doomed for failure” – Suze Orman. 

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By: Admin / Textr Online

5 Tips To Pay Off Student Loans

 As much as we like to poke fun at student loans, it's a reality that most American students have trouble paying them back. Around 44.7 million Americans are trapped under the mountain of student loans, so you are not alone in this. In this blog post, we have shared 5 tips to pay off your student loan and help you get back to regular monthly budgeting. These tips require patience and perseverance, so stick to the plan and keep paying off your student debt each month. 

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By: Admin / Textr Online 

Tips To Get Rid Of Credit Card Debt Fast

Almost half of all Americans have a credit card and don’t pay their outstanding amount in full each month. Debt can affect your monthly budget and your savings significantly. Over the past few years, credit card interest rates have declined, but this is not an excuse to delay your payments.  Controlling your credit card expenses, paying the due amount in full, and keeping an eye on your credit score are some of the things that can help reduce credit card debt.  

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By: Admin / Textr Online

Are You Taking Advantage Of Rebates?

Have you ever wished you would get a portion of our moneyback on buying expensive products? Well, you are in luck. Rebates are marketing techniques used by companies to acquire new customers and boost their sales, and you can take advantage of this to save money on purchases. Before we get into how you can take advantage of rebates, let’s understand rebates first.  

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By: Admin /  Textr Online

The Top 5 Mistakes Made By Beginner Investors

You were probably taught the things you should do and the things you shouldn’t do when you were young. When you reached puberty, you yet again asked your parents for advice, and they once again enlightened you with their experience.
By learning from the mistakes of other people, not only do we avoid these unfortunate circumstances, but we also enjoy the smooth ride thanks to a droplet of wisdom from the people who have gone through the same situation.

With that thought in mind, we’ve compiled a list of the top 5 mistakes beginner investors make. Read on to know if you’ve made any of these before!  

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By: Admin / Textr Online

5 Tips To Raise Your Credit Score

Credit scores are a measure of your credibility for loan repayment, and a low credit score can adversely impact your finances. You can't expect to receive a mortgage, an apartment, or a credit card. This is because If you miss out on your payments, your credit score will drastically drop. A credit score below 669 is considered inferior by the top credit bureau, and you should strive to improve your credit score.

As hopeless as your situation may seem now, you can improve your credit in a reasonable period. Here are the 5 finest tips to raise your credit score. 

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By: Admin / Textr Online

5 Alternatives To Traditional Cable

 When we talk about streaming video, the cable isn’t the only option. There are plenty of online streaming sites that aren’t as expensive as cable TV, allowing streaming on mobile phones and other devices. So if you have decided to cut down your expense and your TV cable cord, then you are in the right place. We have shared 5 alternatives to Cable TV to save you hundreds of dollars and won’t limit you to your TV only. 

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By: Admin / Textr Online

4 Tips For Creating A Rainy Day Fund

So you have painstakingly made an immaculate budget that makes you feel confident. Then something crops up in the middle of the month that doesn’t fit into your projections. This is where your fund for rainy days comes in for the rescue and saves you from drowning in the sea of debt.  

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By: Admin / Textr Online

4 Ways to Save On your Bills

A tight budget at times makes it impossible for people to save money. But no matter how dire your circumstances are, it’s always beneficial to keep something for the future. Thinking of getting a better job that can pay you more money isn’t necessarily the solution! An unhealthy lifestyle is like dangerous bacteria that only grows with more room. This article lists some of the realistic ways you can save money to continue enjoying things that are important to you. 

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By: Admin / Textr Online

How Much Money Do You Need To Retire? 

Retirement planning should be done as early as possible. It’s a constant part of your life, and if you want to have a happily ever after, you need money. Working after your 50’s can be daunting and sometimes very difficult to manage. When you become a grandfather, you would want to spend time with your family, and your financial needs won’t let. So if you are looking to save up for retirement, we will help you figure out how much money do you need to retire. 

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By: Admin / Textr Online

Do I Need Good Insurance? The Risks of Cost Cutting

You are narrowed down with insurance plans, and you have to make a choice now. Your instincts tell you to go for the cheapest option to save money. However, have you considered the risks of cheap insurance plans? Many people live without health insurance so that a cheaper plan won't hurt – right?

Although a cheaper insurance plan might save you money, the consequences of low premium insurance plans are far worse than you can imagine. Here are a few reasons why you should choose a premium insurance plan over cheaper options.   

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By: Admin / Textr Online

The Best Way To Finance A Car

Buying a new car is a tough decision, and you have to live with it for five or more years. Many people rush into this without exploring all of their financing options. In this blog, we will discuss two major sources of car financing and help you make the right decision. 

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By: Admin / textr Online

5 Things You Do That Could Be Losing You Hundreds

Adding money to a savings account is second nature for many people. However, sometimes we fail to notice little things that cost a lot of money. These tiny expenses cost us hundreds of dollars when they mount up and have a strong impact on household income.

In this blog post, we will explain 5 things you do that could be losing you hundreds of dollars. If you act smartly, you might save a good chunk of your income that can be invested elsewhere.  

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By: Admin / TextrOnline

The Best Computer Savings Of the Season

2020 has been a crazy year so far, but people still have hope. With Black Friday still on schedule, people have something to look forward to. Shopping enthusiasts are already dipping their toes in this year’s holiday sales. Some of the top brands are offering the best discounts, and shopper shave their wallets out!
This year, brands are all out to satisfy tech-savvy buyers and make it their year. If you have been hoping to upgrade your computer, then wait no further. With the best deals on computers out in the open, it’s time to buy big and save bigger!

So let’s satisfy your need to shop till you drop and get into the list of best holiday deals this year. 

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By: Admin / TextrOnline

How To Get Started Investing In The Stock Market

Investing is the act of setting aside money for the future. While you are busy with life, your money would do the labor and multiply itself, so you can reap the benefits of it later. Investment king Warren buffet says, “investments the processes of laying out money now and enjoying its benefits later.”

Investing in stocks is not expensive. Even at $1000, you can buy stocks. All you need is the right guide to investment. In this blog post, we will share the secrets of success and explain how to invest money in stocks.  

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By: Admin / TextrOnline

Should You Have A Credit Card?

People are no longer carry cash with them; instead, they carry credit cards. They are sleek, safe, and accepted for making payments just about anywhere. Aside from being a convenient payment solution when shopping and entertaining, credit cards also offer perks, rewards, travel miles, and cashback after spending a certain amount and earning a certain number of points.
Many people buy credit cards to have a robust credit history, which helps in applying for loans and making a concrete FICO report. Some people choose to keep a particular credit card with travel-related rewards because they are frequent travelers seeking free miles and savings.

Whatever the case, everyone is into the concept of plastic money these days. However, is it the right time to have what some consider a trigger for unnecessary shopping sprees? In this blog post, we will explain why you should own a credit card and its benefits. 

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By: Admin / TextrOnline

Top 3 Places To Get Free Stuff

Who doesn’t like free stuff? Luckily many companies understand their customer’s worth and give free samples for testing. They do this for marketing purposes, but does it make a difference when you are getting it for free?
You can even ask brands to give you samples for testing, but you need to learn how to get free stuff from them. Simply draft a courteous email reflecting that you are a loyal customer and interested in trying new things. And in a few days, you will hear back from them. 
Believe it or not, these free giveaways can range from cosmetics to necessities. All you have to do is find the right places to get free stuff. The products offered at these places are genuine and authentic. So here are our top 3 places to enjoy freebies.  

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By: Admin / TextrOnline

The Top 3 Places To Do Surveys For Cash!

We’ve all heard of surveys being done online. We’ve perhaps even done some ourselves. Usually, it gets difficult to filter out these supposedly paid surveys as a lot of them are scams and the only thing being given is the frustration after it.
We’ve listed 3 sites below, so you do surveys for cash and actually get something out of it. Rest assured that all of these sites are reputable and user friendly. 

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By: Admin / TextrOnline

Top 5 Tips To Accumulate Wealth Quickly

The first rule to build your wealth is to spend less. The real question is, how do you spend less? Where do you go to maximize your savings? At what rate do you compound money for it to become sizeable?
You don’t always have to start with a massive 6 figure income to be able to become comfortably affluent. It requires a change of habits, strategic thinking and a good know how of the world of investment banking.
Here, we offer 5 tips to accumulate wealth quickly, which can get you thinking more seriously about the next step you take with your savings.  

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By: Admin / TextrOnline

 

By: Admin / TextrOnline

Top 3 Free Services You Should Be Taking Advantage Of

If there is one thing that is better than getting a good bargain on something, it is getting it for free. We've been in quarantine for almost five months now, many services on the internet have become more accessible, and quite a few are open for some time. So, while there are many bad associations with the internet, you can always use it for your own needs.
It is an incredible resource to use so you can improve your language skills, consider counseling, or read a plethora of books. Keep the world's situation in mind. We have listed the top free services to take advantage of from the comfort of your home.    

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By: Admin / TextrOnline

Cash In On Old Clothes Now!

Chances are that you have a closet filled with clothes that you no longer need. Do not worry, as we can help you get rid of clothes.

Here, we discuss ways for you to sell clothes that you no longer need which will also help you make some extra cash. Getting rid of clothes will not only help you make extra cash, but also give you more closet space for clothes that you prefer wearing. 

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The Top 3 Ways You Can Save Hundreds On Insurance now!

By: Admin / TextrOnline

 A number of states in the US require that you have an insurance plan in place. This creates an open market for insurance companies from auto, health to life insurance. People obviously go to these companies to figure out their expenses. 

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3 Sites To Sign up For Student Discounts

By: Admin / TextrOnline

Other than the fact that being a broke student has become somewhat of a fad it stems from students having to struggle with basic needs and being unable to spend on things that are said to make student life memorable.

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How To Invest With $1

By: Admin / TextrOnline

 If you’re new to the world of investment banking or how bonds and stocks work, it is likely that you’re overwhelmed with the thought of it. The assumption is that you have to have millions of dollars to be able to start investing. 

Read more HERE

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